Unified Payments is a subsidiary of Net Element, Inc. (NASDAQ: NETE), a global technology-driven group specializing in mobile payments and value-added transactional services.

Unified Payments is one of the leading providers of bankcard payment processing services and value-add solutions in the United States. We enable small and medium size merchants to accept cashless transactions for their merchandise and services by providing point-of-sale equipment, transaction processing, merchant business analytics, risk management, fraud detection, 24 hours / 7 days a week merchant assistance, support and chargeback management services.

Unified Payments through its portfolio of companies is a registered ISO/MSP of:

  • Wells Fargo Bank, N.A., Concord, CA
  • Citizens Bank, N. A., Providence, RI
  • Esquire Bank N.A., Garden City, NY

Active member in recognized industry associations:

  • Electronic Transaction Association (ETA)
  • National Association of Payment
  • Processionals (NAOPP)
  • North East Acquirers
  • Southeast Acquirers
  • Mid West Acquirers

The Facts

  • Serves over 1,000 sales agents, referral
    partners and value-added resellers nationwide
  • Over 50 software integrations
  • Inc Magazine #1 Fastest Growing Company 2012

Team Unified

Vlad Sadovskiy
Shawn Brown
Director of Underwriting and Risk
Andrey Krotov
Chief Technology Officer

Vlad Sadovskiy is President of Merchant Services since 2013. Prior to his current position, Mr. Sadovskiy served as President of Wholesale Division at Unified Payments and President of New Edge Payments. Prior to joining Unified Payments, Mr. Sadovskiy co-found Merchant Processing Services Corp ("MPS") and led it as its CEO. During his tenure as CEO of MPS, he has vitalized the growth of this entity with a merchant portfolio exceeding 15,000 merchants in U.S. Prior to MPS, Mr. Sadovskiy held various sales and operational positions with companies including First Data Merchant Services, Chase Merchant Services, Concord Payment Systems, IBM and NVS Communications. Mr. Sadovsiky is a member of the Electronic Transactions Association (ETA) ISO Practices committee. Mr. Sadovskiy attended City University of New York - Baruch College.

Shawn Brown is the Director of Risk and Underwriting at Unified Payments. Mr. Brown previously served as Senior Underwriter for Payvision B.V. At Payvision, he was able to exercise innovative and specialized methods of merchant review and approval within the high-risk sector of merchant credit card processing for three years. As an Underwriter for Pipeline Cynergy Holding, LLC, he built a notable and acute understanding of financial risk and exposure from May 2008 to December 2011 . Mr. Brown is a proud member of the Electronic Transaction Association (ETA) and Merchant Acquires Committee (MAC). Mr. Brown is a graduate from Utica College, with a Bachelor of Arts degree in Economic Crime Investigation.

Professional executive in field of payment processing, merchant services, POS systems and value added services, high-level projects manager and software architect with more then ten years of professional development experience with wide variety of web and mobile technologies, and with more then five years experience in supervising of software development, including international software development and management of multiple divisions. Throughout his career, Mr. Krotov was responsible for the creation of proprietary intellectual property portfolios and managed local and outsourced teams of software developers. Mr. Krotov has a master degree from Ural State Technical University by specialty "Calculating machines, complexes, systems and networks".

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